Most people leave money they could use for investing sitting in their house in the form of equity. Thats right, you can refinance your house and place your cash in a growth fund. Did you know that you can actually gain weatlh faster by doing this even if you are only receiving the same return on your money as you are paying in interest on your mortgage due to tax write-offs on mortgages?

If you invested in and only make 1/2 more than you are paying, you will have accumalated ehough in your side account to pay your home off years early. Or continue to contribute for thiry years and you will have hundreds of thousands more the the pay off of your home. Of course everyones scenerio will be different. Consult your financial pro.

Equity in a home does not make you money by just sitting there. In fact, if the value of your property decreases, your equity is lost. By cashing out the equity and placing those funds in an investment with a higher return than the interest you are paying, you will make money from your equity.

Lenders sell money. That's their business. They provide money to people who need capital. They charge interest, but you dont have to make the assumption that interest is your foe. Many major coprorate, financial and even church institutions use debt managment to accomplish their goals, even though they may have plenty of assets earmarked to cover their liabilities For these institutions, debt is a wise and prudent money-managment tool. It's easy to see if a bank can borrow money from the Federal Reserve at 4 or 5 percent then turn around and lend that money at 8 percent, the can make a handsome profit, especially on large sums. By separating the equity from your home, you can accomplish the same thing.

There are programs that allow you to transfer your equity into other investments without paying any taxes.